SouthPoint Bank
Headquarters: Birmingham, Alabama
Overview
SouthPoint Bank is an FDIC-insured bank headquartered in Birmingham, Alabama. It reported $1.36B in assets and $1.25B in deposits for the period ending June 30, 2026. Bankular currently lists 11 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where SouthPoint Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of SouthPoint Bank
Arab Branch
1096 N Brindlee Mountain Pkwy, Arab, Alabama, 35016
Full-service branch · Opened April 14, 2008
Fairview
44 Butler St, Cullman, Alabama, 35058
Full-service branch · Opened August 7, 1989
Gardendale Branch
1101 Main St, Gardendale, Alabama, 35071
Full-service branch · Opened August 23, 2007
Hanceville Branch
906 Main St NE, Hanceville, Alabama, 35077
Full-service branch · Opened May 24, 2006
Highway 157
4855 Al Highway 157, Cullman, Alabama, 35058
Full-service branch · Opened November 25, 1987
Homewood Branch
1720 28th Avenue South, Homewood, Alabama, 35209
Full-service branch · Opened April 2, 2024
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.36B | $1.25B | $1.04B | -1.71% |
| March 31, 2026 | $1.44B | $1.32B | $1.10B | -0.26% |
| December 31, 2025 | $1.56B | $1.44B | $1.17B | -0.54% |
| September 30, 2025 | $1.60B | $1.45B | $1.31B | 0.53% |
| June 30, 2025 | $1.68B | $1.54B | $1.43B | 0.53% |
| March 31, 2025 | $1.79B | $1.65B | $1.47B | 0.50% |
| December 31, 2024 | $1.76B | $1.62B | $1.48B | -0.46% |
| September 30, 2024 | $1.79B | $1.63B | $1.53B | 1.05% |
Size and reach
How this institution compares
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More on SouthPoint Bank
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Branch locations
11 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Alabama.
Explore →Birmingham banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is SouthPoint Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 58088.
Where is SouthPoint Bank headquartered?
SouthPoint Bank is headquartered in Birmingham, Alabama, at 3501 Grandview Pkwy, Birmingham, Alabama, 35243.
How large is SouthPoint Bank?
It reported $1.36B in assets and $1.25B in deposits for the period ending June 30, 2026.
How many locations does SouthPoint Bank have?
Bankular currently lists 11 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.