
Southern Bank
Headquarters: Spartanburg, South Carolina
Overview
Southern Bank is an FDIC-insured bank headquartered in Spartanburg, South Carolina. It reported $407.88M in assets and $358.38M in deposits for the period ending June 30, 2026. Bankular currently lists 8 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Southern Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Southern Bank
Aiken Branch
108 Barnwell Avenue NW, Aiken, South Carolina, 29801
Full-service branch · Opened December 26, 2023
Cleveland Street Greenville
101 Cleveland St, Greenville, South Carolina, 29601
Full-service branch · Opened July 19, 2022
Gibson Branch
21 College St, Gibson, Georgia, 30810
Full-service branch · Opened July 26, 2010
Hephzibah Branch
2455 Ga Highway 88, Hephzibah, Georgia, 30815
Full-service branch · Opened November 18, 1996
Main Office
468 E Main St, Spartanburg, South Carolina, 29302
Full-service branch · Opened July 2, 1945
Myrtle Beach Branch
1312 Professional Dr, Myrtle Beach, South Carolina, 29577
Full-service branch · Opened September 8, 2025
Address and directions →Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $407.88M | $358.38M | $262.38M | 0.10% |
| March 31, 2026 | $400.20M | $346.94M | $254.05M | 0.09% |
| December 31, 2025 | $370.88M | $317.03M | $233.91M | 0.24% |
| September 30, 2025 | $360.78M | $307.06M | $220.86M | 0.19% |
| June 30, 2025 | $350.31M | $298.90M | $209.73M | 0.16% |
| March 31, 2025 | $337.19M | $286.54M | $203.49M | 0.23% |
| December 31, 2024 | $337.62M | $287.80M | $195.53M | 0.16% |
| September 30, 2024 | $331.53M | $285.44M | $199.18M | 0.12% |
Size and reach
How this institution compares
Explore the institution
More on Southern Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
8 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in South Carolina.
Explore →Spartanburg banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Southern Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 16288.
Where is Southern Bank headquartered?
Southern Bank is headquartered in Spartanburg, South Carolina, at 468 E Main St, Spartanburg, South Carolina, 29302.
How large is Southern Bank?
It reported $407.88M in assets and $358.38M in deposits for the period ending June 30, 2026.
How many locations does Southern Bank have?
Bankular currently lists 8 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.