South Ottumwa Savings Bank
Headquarters: Ottumwa, Iowa
Overview
South Ottumwa Savings Bank is an FDIC-insured bank headquartered in Ottumwa, Iowa. It reported $536.12M in assets and $445.69M in deposits for the period ending March 31, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where South Ottumwa Savings Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of South Ottumwa Savings Bank
Albia Branch
102 S Main St, Albia, Iowa, 52531
Full-service branch · Opened February 19, 1987
Albia Drive-Thru
217 S Main St, Albia, Iowa, 52531
Limited Service: Drive Thru/Detached Facility · Opened February 19, 1987
Address and directions →Hedrick Branch
101 S Main St, Hedrick, Iowa, 52563
Full-service branch · Opened March 10, 1997
Main Office
320 Church St, Ottumwa, Iowa, 52501
Full-service branch · Opened January 1, 1903
North Court
2525 N Court St, Ottumwa, Iowa, 52501
Full-service branch · Opened April 1, 2002
West Liberty State Bank
101 E 4th St, West Liberty, Iowa, 52776
Full-service branch · Opened May 31, 1934
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $536.12M | $445.69M | $323.81M | 1.36% |
| December 31, 2025 | $518.94M | $429.51M | $319.79M | 1.25% |
| September 30, 2025 | $525.48M | $424.40M | $323.81M | 1.25% |
| June 30, 2025 | $526.08M | $440.81M | $320.82M | 1.19% |
| March 31, 2025 | $547.69M | $464.69M | $318.86M | 0.92% |
| December 31, 2024 | $541.68M | $460.29M | $321.16M | 0.74% |
| September 30, 2024 | $537.20M | $451.22M | $319.42M | 0.71% |
| June 30, 2024 | $530.34M | $443.92M | $315.70M | 0.73% |
Size and reach
How this institution compares
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More on South Ottumwa Savings Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Ottumwa banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is South Ottumwa Savings Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 9099.
Where is South Ottumwa Savings Bank headquartered?
South Ottumwa Savings Bank is headquartered in Ottumwa, Iowa, at 320 Church St, Ottumwa, Iowa, 52501.
How large is South Ottumwa Savings Bank?
It reported $536.12M in assets and $445.69M in deposits for the period ending March 31, 2026.
How many locations does South Ottumwa Savings Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.