Shoreham Bank
Headquarters: Warwick, Rhode Island
Overview
Shoreham Bank is an FDIC-insured bank headquartered in Warwick, Rhode Island. It reported $522.04M in assets and $417.85M in deposits for the period ending March 31, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Shoreham Bank
Cowesett
3803 Post Rd, Warwick, Rhode Island, 02886
Full-service branch · Opened March 16, 2022
Main Office
1 Shoreham Way, Warwick, Rhode Island, 02886
Limited Service: Administrative · Opened January 1, 1979
Address and directions →Post Road Warwick
2381 Post Rd, Warwick, Rhode Island, 02886
Full-service branch · Opened September 13, 2021
Wickenden
187 Wickenden St, Providence, Rhode Island, 02903
Full-service branch · Opened December 13, 2021
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $522.04M | $417.85M | $447.83M | 0.30% |
| December 31, 2025 | $481.17M | $406.44M | $413.54M | 0.83% |
| September 30, 2025 | $498.81M | $429.25M | $420.24M | 1.01% |
| June 30, 2025 | $502.68M | $430.99M | $433.74M | 1.21% |
| March 31, 2025 | $494.09M | $432.23M | $421.03M | 1.26% |
| December 31, 2024 | $485.28M | $424.46M | $419.23M | 1.11% |
| September 30, 2024 | $496.23M | $427.10M | $431.14M | 1.00% |
| June 30, 2024 | $469.07M | $413.26M | $398.70M | 0.91% |
Size and reach
How this institution compares
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More on Shoreham Bank
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Branch locations
4 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Rhode Island.
Explore →Warwick banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Shoreham Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 27417.
Where is Shoreham Bank headquartered?
Shoreham Bank is headquartered in Warwick, Rhode Island, at 1 Shoreham Way, Warwick, Rhode Island, 02886.
How large is Shoreham Bank?
It reported $522.04M in assets and $417.85M in deposits for the period ending March 31, 2026.
How many locations does Shoreham Bank have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.