Richton Bank & Trust Company
Headquarters: Richton, Mississippi
Overview
Richton Bank & Trust Company is an FDIC-insured bank headquartered in Richton, Mississippi. It reported $51.97M in assets and $43.08M in deposits for the period ending June 30, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Richton Bank & Trust Company
Main Office
114 South Front Street, Richton, Mississippi, 39476
Full-service branch · Opened January 1, 1931
North Richton
809 N Front St, Richton, Mississippi, 39476
Limited Service: Drive Thru/Detached Facility · Opened February 3, 1969
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $51.97M | $43.08M | $20.42M | 0.79% |
| March 31, 2026 | $53.77M | $45.08M | $19.79M | 0.73% |
| December 31, 2025 | $51.35M | $42.42M | $20.28M | 0.84% |
| September 30, 2025 | $50.63M | $41.88M | $21.05M | 0.87% |
| June 30, 2025 | $50.77M | $42.39M | $19.14M | 0.72% |
| March 31, 2025 | $52.13M | $44.09M | $18.23M | 0.66% |
| December 31, 2024 | $52.04M | $44.17M | $19.24M | 0.49% |
| September 30, 2024 | $51.56M | $43.49M | $20.45M | 0.37% |
Size and reach
How this institution compares
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More on Richton Bank & Trust Company
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Branch locations
2 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Mississippi.
Explore →Richton banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Richton Bank & Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 11817.
Where is Richton Bank & Trust Company headquartered?
Richton Bank & Trust Company is headquartered in Richton, Mississippi, at 114 South Front Street, Richton, Mississippi, 39476.
How large is Richton Bank & Trust Company?
It reported $51.97M in assets and $43.08M in deposits for the period ending June 30, 2026.
How many locations does Richton Bank & Trust Company have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.