Reading Co-operative Bank
Headquarters: Reading, Massachusetts
Overview
Reading Co-operative Bank is an FDIC-insured bank headquartered in Reading, Massachusetts. It reported $1.19B in assets and $1.02B in deposits for the period ending June 30, 2026. Bankular currently lists 13 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Reading Co-operative Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Reading Co-operative Bank
Andover Branch
18-20 Central St, Andover, Massachusetts, 01810
Full-service branch · Opened May 21, 2012
Burlington Office
10 Wall St, Burlington, Massachusetts, 01803
Full-service branch · Opened July 9, 2012
Lynn Branch
400 Broadway, Lynn, Massachusetts, 01904
Full-service branch · Opened January 1, 1877
Lynnfield Branch
596 Main St, Lynnfield, Massachusetts, 01940
Full-service branch · Opened January 1, 1955
Main Office
180 Haven St, Reading, Massachusetts, 01867
Full-service branch · Opened January 1, 1886
Melrose Branch
526 Main St, Melrose, Massachusetts, 02176
Full-service branch · Opened December 26, 2020
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.19B | $1.02B | $963.87M | 0.42% |
| March 31, 2026 | $1.18B | $1.05B | $941.85M | 0.42% |
| December 31, 2025 | $1.24B | $1.11B | $935.00M | 0.52% |
| September 30, 2025 | $1.20B | $1.06B | $949.10M | 0.55% |
| June 30, 2025 | $1.21B | $1.06B | $961.96M | 0.30% |
| March 31, 2025 | $922.34M | $799.29M | $724.34M | 0.23% |
| December 31, 2024 | $930.50M | $692.31M | $729.51M | 0.21% |
| September 30, 2024 | $922.49M | $678.20M | $711.17M | 0.17% |
Size and reach
How this institution compares
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More on Reading Co-operative Bank
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Branch locations
13 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Massachusetts.
Explore →Reading banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Reading Co-operative Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 26620.
Where is Reading Co-operative Bank headquartered?
Reading Co-operative Bank is headquartered in Reading, Massachusetts, at 180 Haven St, Reading, Massachusetts, 01867.
How large is Reading Co-operative Bank?
It reported $1.19B in assets and $1.02B in deposits for the period ending June 30, 2026.
How many locations does Reading Co-operative Bank have?
Bankular currently lists 13 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.