Potomac Bank
Headquarters: Charles Town, West Virginia
Overview
Potomac Bank is an FDIC-insured bank headquartered in Charles Town, West Virginia. It reported $980.21M in assets and $847.91M in deposits for the period ending June 30, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Potomac Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Potomac Bank
Hagerstown Branch
1101 Frederick St, Hagerstown, Maryland, 21740
Full-service branch · Opened January 8, 2014
Harpers Ferry Branch
1366 Washington St, Harpers Ferry, West Virginia, 25425
Full-service branch · Opened July 17, 1975
Hedgesville Branch
119 Cowardly Lion Dr, Hedgesville, West Virginia, 25427
Full-service branch · Opened June 23, 2003
Kearneysville Branch
5480 Charles Town Road, Kearneysville, West Virginia, 25430
Full-service branch · Opened April 10, 1985
Leesburg Branch
446 Madison Trade Plz SE, Leesburg, Virginia, 20175
Full-service branch · Opened April 15, 2019
Main Office
111 E Washington St, Charles Town, West Virginia, 25414
Full-service branch · Opened February 20, 1870
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $980.21M | $847.91M | $767.10M | 1.40% |
| March 31, 2026 | $975.42M | $845.64M | $752.32M | 1.35% |
| December 31, 2025 | $943.04M | $813.14M | $746.61M | 1.04% |
| September 30, 2025 | $960.89M | $833.51M | $727.56M | 1.03% |
| June 30, 2025 | $919.25M | $794.98M | $734.75M | 1.02% |
| March 31, 2025 | $894.92M | $772.52M | $711.39M | 1.06% |
| December 31, 2024 | $875.87M | $754.52M | $698.64M | 0.86% |
| September 30, 2024 | $870.31M | $749.80M | $680.78M | 0.83% |
Size and reach
How this institution compares
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More on Potomac Bank
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Branch locations
9 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in West Virginia.
Explore →Charles Town banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Potomac Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 9023.
Where is Potomac Bank headquartered?
Potomac Bank is headquartered in Charles Town, West Virginia, at 111 E Washington St, Charles Town, West Virginia, 25414.
How large is Potomac Bank?
It reported $980.21M in assets and $847.91M in deposits for the period ending June 30, 2026.
How many locations does Potomac Bank have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.