PNB Community Bank
Headquarters: Niceville, Florida
Overview
PNB Community Bank is an FDIC-insured bank headquartered in Niceville, Florida. It reported $155.17M in assets and $140.33M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of PNB Community Bank
Defuniak Springs Branch
1452 US Highway 331 S, Defuniak Springs, Florida, 32435
Full-service branch · Opened October 5, 2004
Freeport Branch
15835 331 Business, Freeport, Florida, 32439
Full-service branch · Opened February 15, 2001
Main Office
1020 John Sims Pkwy E, Niceville, Florida, 32578
Full-service branch · Opened June 16, 1986
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $155.17M | $140.33M | $106.87M | 1.24% |
| March 31, 2026 | $154.69M | $139.55M | $106.73M | 1.37% |
| December 31, 2025 | $157.72M | $143.11M | $107.74M | 1.26% |
| September 30, 2025 | $153.33M | $138.30M | $108.09M | 1.27% |
| June 30, 2025 | $157.00M | $142.47M | $110.37M | 1.27% |
| March 31, 2025 | $158.90M | $144.35M | $115.64M | 1.24% |
| December 31, 2024 | $155.18M | $141.67M | $114.22M | 0.89% |
| September 30, 2024 | $155.97M | $141.22M | $112.97M | 0.91% |
Size and reach
How this institution compares
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More on PNB Community Bank
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Branch locations
3 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Florida.
Explore →Niceville banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is PNB Community Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 26687.
Where is PNB Community Bank headquartered?
PNB Community Bank is headquartered in Niceville, Florida, at 1020 John Sims Pkwy E, Niceville, Florida, 32578.
How large is PNB Community Bank?
It reported $155.17M in assets and $140.33M in deposits for the period ending June 30, 2026.
How many locations does PNB Community Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.