Philo Exchange Bank
Headquarters: Philo, Illinois
Overview
Philo Exchange Bank is an FDIC-insured bank headquartered in Philo, Illinois. It reported $151.94M in assets and $125.99M in deposits for the period ending March 31, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Philo Exchange Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Philo Exchange Bank
Branch
411 N Long St, Tolono, Illinois, 61880
Full-service branch · Opened June 22, 2026
Address and directions →Community Bank Plaza Facility
Lincoln And Diller Streets, Broadlands, Illinois, 61816
Full-service branch · Opened September 1, 1982
Main Office
102 W Washington St, Philo, Illinois, 61864
Full-service branch · Opened January 1, 1883
North Lincoln Street Branch (Route 130)
401 N Lincoln St, Philo, Illinois, 61864
Limited Service: Drive Thru/Detached Facility · Opened October 27, 2011
Address and directions →Saint Joseph Branch
802 E. Warren Street, Saint Joseph, Illinois, 61873
Full-service branch · Opened November 29, 2021
State Bank of Allerton
201 N Vermilion Ave, Allerton, Illinois, 61810
Full-service branch · Opened January 1, 1908
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $151.94M | $125.99M | $85.33M | 1.03% |
| December 31, 2025 | $149.40M | $122.85M | $90.84M | 1.11% |
| September 30, 2025 | $140.10M | $111.35M | $87.76M | 1.10% |
| June 30, 2025 | $135.06M | $110.08M | $85.37M | 1.08% |
| March 31, 2025 | $137.08M | $112.83M | $83.45M | 0.90% |
| December 31, 2024 | $139.37M | $106.27M | $85.68M | 0.73% |
| September 30, 2024 | $134.10M | $107.29M | $86.31M | 0.68% |
| June 30, 2024 | $133.24M | $107.68M | $82.12M | 0.71% |
Size and reach
How this institution compares
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More on Philo Exchange Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Philo banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Philo Exchange Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 5722.
Where is Philo Exchange Bank headquartered?
Philo Exchange Bank is headquartered in Philo, Illinois, at 102 W Washington St, Philo, Illinois, 61864.
How large is Philo Exchange Bank?
It reported $151.94M in assets and $125.99M in deposits for the period ending March 31, 2026.
How many locations does Philo Exchange Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.