Phenix-Girard Bank
Headquarters: Phenix City, Alabama
Overview
Phenix-Girard Bank is an FDIC-insured bank headquartered in Phenix City, Alabama. It reported $343.76M in assets and $327.42M in deposits for the period ending March 31, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Phenix-Girard Bank
Highway 280
3650 US 280, Phenix City, Alabama, 36867
Full-service branch · Opened March 8, 1999
Main Office
801 13th St, Phenix City, Alabama, 36867
Full-service branch · Opened May 4, 1904
Smith Station
2481 Panther Pkwy, Smiths, Alabama, 36877
Full-service branch · Opened March 10, 2003
Stadium Drive
1803 Stadium Dr, Phenix City, Alabama, 36867
Full-service branch · Opened April 28, 1988
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $343.76M | $327.42M | $78.68M | 0.80% |
| December 31, 2025 | $345.39M | $327.93M | $81.10M | 0.92% |
| September 30, 2025 | $327.24M | $309.39M | $82.10M | 0.90% |
| June 30, 2025 | $323.28M | $311.03M | $81.12M | 0.93% |
| March 31, 2025 | $321.19M | $309.93M | $79.99M | 0.91% |
| December 31, 2024 | $310.00M | $303.33M | $75.88M | 0.79% |
| September 30, 2024 | $296.29M | $280.28M | $74.42M | 0.78% |
| June 30, 2024 | $282.64M | $273.97M | $80.37M | 0.76% |
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More on Phenix-Girard Bank
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Branch locations
4 listed locations.
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Explore →State banking market
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Explore →Phenix City banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Phenix-Girard Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 41.
Where is Phenix-Girard Bank headquartered?
Phenix-Girard Bank is headquartered in Phenix City, Alabama, at 801 13th St, Phenix City, Alabama, 36867.
How large is Phenix-Girard Bank?
It reported $343.76M in assets and $327.42M in deposits for the period ending March 31, 2026.
How many locations does Phenix-Girard Bank have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.