Pathfinder Bank
Headquarters: Oswego, New York
Overview
Pathfinder Bank is an FDIC-insured bank headquartered in Oswego, New York. It reported $1.49B in assets and $1.18B in deposits for the period ending June 30, 2026. Bankular currently lists 13 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Pathfinder Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Pathfinder Bank
Central Square Branch
3025 East Ave, Central Square, New York, 13036
Full-service branch · Opened June 12, 2005
Cicero Branch
6194 State Route 31, Cicero, New York, 13039
Full-service branch · Opened February 1, 2011
Clay
3775 Route 31, Liverpool, New York, 13090
Full-service branch · Opened November 19, 2018
East Syracuse Manlius
6611 Manlius Center Rd, East Syracuse, New York, 13057
Full-service branch · Opened January 30, 1953
Fulton Branch
5 W 1st St S, Fulton, New York, 13069
Full-service branch · Opened November 1, 2002
Lacona Branch
1897 Harwood Dr, Lacona, New York, 13083
Full-service branch · Opened November 1, 2002
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.49B | $1.18B | $867.77M | 0.94% |
| March 31, 2026 | $1.41B | $1.22B | $871.95M | 0.91% |
| December 31, 2025 | $1.42B | $1.19B | $873.14M | -0.12% |
| September 30, 2025 | $1.46B | $1.23B | $879.88M | 0.46% |
| June 30, 2025 | $1.50B | $1.23B | $896.90M | 0.52% |
| March 31, 2025 | $1.49B | $1.27B | $894.74M | 0.94% |
| December 31, 2024 | $1.47B | $1.21B | $901.74M | 0.37% |
| September 30, 2024 | $1.48B | $1.20B | $904.40M | 0.09% |
Size and reach
How this institution compares
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More on Pathfinder Bank
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Branch locations
13 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in New York.
Explore →Oswego banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Pathfinder Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 57497.
Where is Pathfinder Bank headquartered?
Pathfinder Bank is headquartered in Oswego, New York, at 214 W 1st St, Oswego, New York, 13126.
How large is Pathfinder Bank?
It reported $1.49B in assets and $1.18B in deposits for the period ending June 30, 2026.
How many locations does Pathfinder Bank have?
Bankular currently lists 13 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.