OptimumBank
Headquarters: Fort Lauderdale, Florida
Overview
OptimumBank is an FDIC-insured bank headquartered in Fort Lauderdale, Florida. It reported $1.39B in assets and $1.22B in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of OptimumBank
Deerfield Beach Branch
2201 W Hillsboro Blvd, Deerfield Beach, Florida, 33442
Full-service branch · Opened January 5, 2004
Ft Lauderdale
2929 E Commercial Blvd, Fort Lauderdale, Florida, 33308
Full-service branch · Opened May 12, 2003
Main Office
2929 E Commercial Blvd, Fort Lauderdale, Florida, 33308
Limited Service: Administrative · Opened November 1, 2000
Address and directions →North Miami Beach Branch
757 NE 167th Street, North Miami Beach, Florida, 33162
Full-service branch · Opened July 8, 2024
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.39B | $1.22B | $1.19B | 1.95% |
| March 31, 2026 | $1.27B | $1.09B | $1.08B | 1.70% |
| December 31, 2025 | $1.11B | $933.33M | $947.29M | 1.75% |
| September 30, 2025 | $1.08B | $960.56M | $802.81M | 1.72% |
| June 30, 2025 | $998.91M | $879.97M | $774.55M | 1.69% |
| March 31, 2025 | $977.18M | $854.08M | $791.23M | 1.77% |
| December 31, 2024 | $932.74M | $774.41M | $794.98M | 1.56% |
| September 30, 2024 | $944.55M | $807.48M | $768.91M | 1.54% |
Size and reach
How this institution compares
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More on OptimumBank
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Branch locations
4 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Florida.
Explore →Fort Lauderdale banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is OptimumBank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 35430.
Where is OptimumBank headquartered?
OptimumBank is headquartered in Fort Lauderdale, Florida, at 2929 E Commercial Blvd, Suite 303, Fort Lauderdale, Florida, 33308.
How large is OptimumBank?
It reported $1.39B in assets and $1.22B in deposits for the period ending June 30, 2026.
How many locations does OptimumBank have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.