NBT Bank
Headquarters: Norwich, New York
Overview
NBT Bank is an FDIC-insured bank headquartered in Norwich, New York. It reported $16.09B in assets and $13.68B in deposits for the period ending June 30, 2026. Bankular currently lists 175 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where NBT Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of NBT Bank
Evans Bank
8599 Erie Rd, Angola, New York, 14006
Full-service branch · Opened May 2, 2025
Administrative Office
6460 Main St, Williamsville, New York, 14221
Limited Service: Administrative · Opened September 20, 2004
Address and directions →Afton Branch
182 Main St, Afton, New York, 13730
Full-service branch · Opened September 4, 1962
Albany Financial Center
80 Wolf Rd, Albany, New York, 12205
Full-service branch · Opened May 10, 2004
Albany State Street
54 State St, Albany, New York, 12207
Full-service branch · Opened February 7, 2005
Amherst Office
3388 Sheridan Dr, Amherst, New York, 14226
Full-service branch · Opened December 2, 2002
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $16.09B | $13.68B | $11.73B | 1.21% |
| March 31, 2026 | $16.09B | $13.89B | $11.41B | 1.18% |
| December 31, 2025 | $15.88B | $13.63B | $11.46B | 1.06% |
| September 30, 2025 | $16.00B | $13.79B | $11.46B | 0.95% |
| June 30, 2025 | $15.91B | $13.76B | $11.49B | 0.77% |
| March 31, 2025 | $13.76B | $11.94B | $9.88B | 1.01% |
| December 31, 2024 | $13.68B | $11.77B | $9.86B | 1.02% |
| September 30, 2024 | $13.74B | $11.80B | $9.79B | 1.01% |
Size and reach
How this institution compares
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More on NBT Bank
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Branch locations
175 listed locations.
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Explore →State banking market
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Explore →Norwich banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is NBT Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 7230.
Where is NBT Bank headquartered?
NBT Bank is headquartered in Norwich, New York, at 52 S Broad St, Norwich, New York, 13815.
How large is NBT Bank?
It reported $16.09B in assets and $13.68B in deposits for the period ending June 30, 2026.
How many locations does NBT Bank have?
Bankular currently lists 175 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.