Monterey County Bank
Headquarters: Monterey, California
Overview
Monterey County Bank is an FDIC-insured bank headquartered in Monterey, California. It reported $297.80M in assets and $219.21M in deposits for the period ending March 31, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Monterey County Bank
Carmel Rancho Branch
3785 Via Nona Marie, Carmel Rancho, California, 93923
Full-service branch · Opened April 1, 1981
Main Office
601 Munras Ave, Monterey, California, 93940
Full-service branch · Opened May 5, 1977
Pacific Grove Branch
542 Lighthouse Ave, Pacific Grove, California, 93950
Full-service branch · Opened April 14, 1997
Salinas Branch
1127 S Main St, Salinas, California, 93901
Full-service branch · Opened May 29, 2008
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $297.80M | $219.21M | $148.80M | 0.05% |
| December 31, 2025 | $283.00M | $208.49M | $149.46M | -1.41% |
| September 30, 2025 | $257.40M | $200.89M | $120.47M | -1.66% |
| June 30, 2025 | $245.56M | $193.25M | $110.05M | -1.91% |
| March 31, 2025 | $243.75M | $189.00M | $99.88M | -1.97% |
| December 31, 2024 | $226.66M | $172.37M | $80.62M | -0.74% |
| September 30, 2024 | $231.49M | $172.03M | $69.97M | -0.11% |
| June 30, 2024 | $194.89M | $164.68M | $66.85M | -1.20% |
Size and reach
How this institution compares
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More on Monterey County Bank
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Branch locations
4 listed locations.
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Monterey County Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 22460.
Where is Monterey County Bank headquartered?
Monterey County Bank is headquartered in Monterey, California, at 601 Munras Ave, Monterey, California, 93940.
How large is Monterey County Bank?
It reported $297.80M in assets and $219.21M in deposits for the period ending March 31, 2026.
How many locations does Monterey County Bank have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.