Merit Bank
Headquarters: Huntsville, Alabama
Overview
Merit Bank is an FDIC-insured bank headquartered in Huntsville, Alabama. It reported $581.58M in assets and $446.63M in deposits for the period ending June 30, 2026. Bankular currently lists 1 branch location.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Merit Bank
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $581.58M | $446.63M | $396.37M | 1.01% |
| March 31, 2026 | $524.76M | $444.04M | $353.45M | 0.97% |
| December 31, 2025 | $509.68M | $413.08M | $349.73M | 0.66% |
| September 30, 2025 | $479.00M | $411.07M | $322.86M | 0.60% |
| June 30, 2025 | $459.54M | $384.42M | $310.35M | 0.68% |
| March 31, 2025 | $453.68M | $401.93M | $304.27M | 0.46% |
| December 31, 2024 | $433.47M | $355.00M | $299.59M | 0.33% |
| September 30, 2024 | $434.13M | $367.19M | $282.48M | 0.33% |
Size and reach
How this institution compares
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More on Merit Bank
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Branch locations
1 listed location.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Alabama.
Explore →Huntsville banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Merit Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15270.
Where is Merit Bank headquartered?
Merit Bank is headquartered in Huntsville, Alabama, at 3810 Governors Drive Nw, Huntsville, Alabama, 35805.
How large is Merit Bank?
It reported $581.58M in assets and $446.63M in deposits for the period ending June 30, 2026.
How many locations does Merit Bank have?
Bankular currently lists 1 branch location for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.