Mercer County State Bank
Headquarters: Sandy Lake, Pennsylvania
Overview
Mercer County State Bank is an FDIC-insured bank headquartered in Sandy Lake, Pennsylvania. It reported $601.73M in assets and $527.39M in deposits for the period ending March 31, 2026. Bankular currently lists 12 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Mercer County State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Mercer County State Bank
Cambridge Springs Branch
144 Venango Ave, Cambridge Springs, Pennsylvania, 16403
Full-service branch · Opened June 13, 1966
Clintonville Branch
101 Franklin St, Clintonville, Pennsylvania, 16372
Full-service branch · Opened October 15, 1956
Cochranton Branch
110 N Franklin St, Cochranton, Pennsylvania, 16314
Full-service branch · Opened January 29, 1997
Fredonia Branch
71 Main St, Fredonia, Pennsylvania, 16124
Full-service branch · Opened September 2, 1961
Grove City Branch
712 W Main St, Grove City, Pennsylvania, 16127
Full-service branch · Opened October 1, 2007
Harrisville Branch
549 S Main St, Harrisville, Pennsylvania, 16038
Full-service branch · Opened December 28, 2018
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $601.73M | $527.39M | $392.37M | 1.07% |
| December 31, 2025 | $597.48M | $516.58M | $386.52M | 0.96% |
| September 30, 2025 | $607.38M | $530.76M | $385.07M | 0.85% |
| June 30, 2025 | $606.81M | $528.82M | $388.52M | 0.82% |
| March 31, 2025 | $585.56M | $499.21M | $384.18M | 0.79% |
| December 31, 2024 | $583.97M | $491.66M | $386.37M | 0.93% |
| September 30, 2024 | $585.94M | $499.86M | $380.77M | 0.92% |
| June 30, 2024 | $583.50M | $494.58M | $383.44M | 0.91% |
Size and reach
How this institution compares
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More on Mercer County State Bank
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Branch locations
12 listed locations.
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Explore →State banking market
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Explore →Sandy Lake banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Mercer County State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 445.
Where is Mercer County State Bank headquartered?
Mercer County State Bank is headquartered in Sandy Lake, Pennsylvania, at 3279 South Main Street, Sandy Lake, Pennsylvania, 16145.
How large is Mercer County State Bank?
It reported $601.73M in assets and $527.39M in deposits for the period ending March 31, 2026.
How many locations does Mercer County State Bank have?
Bankular currently lists 12 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.