Luminate Bank
Headquarters: Minneapolis, Minnesota
Overview
Luminate Bank is an FDIC-insured bank headquartered in Minneapolis, Minnesota. It reported $517.34M in assets and $421.01M in deposits for the period ending March 31, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Luminate Bank
Claremont Branch
208 W Front St, Claremont, Minnesota, 55924
Full-service branch · Opened June 30, 2000
Main Office
2523 South Wayzata Boulevard, Minneapolis, Minnesota, 55405
Full-service branch · Opened March 1, 1937
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $517.34M | $421.01M | $414.07M | 3.11% |
| December 31, 2025 | $511.05M | $431.80M | $367.45M | 3.72% |
| September 30, 2025 | $455.72M | $366.32M | $329.18M | 3.63% |
| June 30, 2025 | $412.45M | $343.91M | $332.88M | 2.54% |
| March 31, 2025 | $341.35M | $251.35M | $289.07M | 0.62% |
| December 31, 2024 | $335.84M | $257.01M | $263.57M | 3.24% |
| September 30, 2024 | $275.79M | $185.63M | $219.55M | 4.42% |
| June 30, 2024 | $328.64M | $193.80M | $265.50M | 5.07% |
Size and reach
How this institution compares
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More on Luminate Bank
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Branch locations
2 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Minnesota.
Explore →Minneapolis banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Luminate Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 16635.
Where is Luminate Bank headquartered?
Luminate Bank is headquartered in Minneapolis, Minnesota, at 2523 South Wayzata Boulevard, Suite 100, Minneapolis, Minnesota, 55405.
How large is Luminate Bank?
It reported $517.34M in assets and $421.01M in deposits for the period ending March 31, 2026.
How many locations does Luminate Bank have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.