Locus Bank, Inc.
Headquarters: Richmond, Virginia
Overview
Locus Bank, Inc. is an FDIC-insured bank headquartered in Richmond, Virginia. It reported $359.36M in assets and $259.30M in deposits for the period ending June 30, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Locus Bank, Inc.
Christansburg
110 Peppers Fry Rd NW, Christiansburg, Virginia, 24073
Full-service branch · Opened March 7, 2018
Main Office
7814 Carousel Ln, Richmond, Virginia, 23294
Full-service branch · Opened August 20, 2008
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $359.36M | $259.30M | $293.55M | 1.26% |
| March 31, 2026 | $345.17M | $239.39M | $287.85M | 1.25% |
| December 31, 2025 | $343.85M | $244.20M | $275.73M | 1.14% |
| September 30, 2025 | $340.59M | $240.13M | $273.46M | 1.21% |
| June 30, 2025 | $332.06M | $233.79M | $270.59M | 1.03% |
| March 31, 2025 | $334.84M | $232.48M | $275.45M | 0.95% |
| December 31, 2024 | $337.37M | $236.31M | $261.26M | 0.97% |
| September 30, 2024 | $327.38M | $226.57M | $267.50M | 0.83% |
Size and reach
How this institution compares
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More on Locus Bank, Inc.
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Branch locations
2 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Virginia.
Explore →Richmond banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Locus Bank, Inc. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 58658.
Where is Locus Bank, Inc. headquartered?
Locus Bank, Inc. is headquartered in Richmond, Virginia, at 7814 Carousel Ln, Richmond, Virginia, 23294.
How large is Locus Bank, Inc.?
It reported $359.36M in assets and $259.30M in deposits for the period ending June 30, 2026.
How many locations does Locus Bank, Inc. have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.