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Lake City Bank

Headquarters: Warsaw, Indiana

Financial dataLatest reported figuresThrough June 30, 2026
Assets$7.24B
Branch locations57
Tier 1 capital14.13%

Overview

Lake City Bank is an FDIC-insured bank headquartered in Warsaw, Indiana. It reported $7.24B in assets and $6.34B in deposits for the period ending June 30, 2026. Bankular currently lists 57 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 3, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+2.2%$7.24B as of June 30, 2026
Deposits+2.5%$6.34B as of June 30, 2026
Net loans+2.0%$5.51B as of June 30, 2026
Return on assets+0.03 pts1.66% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital14.13%
Noncurrent loans0.36%
Return on assets1.66%
Net interest margin3.47%

Branch footprint

Where Lake City Bank has branches

View all 57 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Lake City Bank

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Financial overview

Latest reported figures

Through June 30, 2026

Assets$7.24B
Deposits$6.34B
Total loans$5.51B
Net income (YTD)$58.95M

Size and reach

How this institution compares

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Assets#218of 4,251 institutions
Deposits#200of 4,251 institutions
Branches#142of 4,248 institutions

Explore the institution

More on Lake City Bank

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Frequently asked questions

Is Lake City Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 13102.

Where is Lake City Bank headquartered?

Lake City Bank is headquartered in Warsaw, Indiana, at 202 E Center St, Warsaw, Indiana, 46580.

How large is Lake City Bank?

It reported $7.24B in assets and $6.34B in deposits for the period ending June 30, 2026.

How many locations does Lake City Bank have?

Bankular currently lists 57 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 13102
RegulatorFED
Charter classSM
Financial data throughJune 30, 2026