Homestead Bank
Headquarters: Cozad, Nebraska
Overview
Homestead Bank is an FDIC-insured bank headquartered in Cozad, Nebraska. It reported $530.48M in assets and $408.12M in deposits for the period ending March 31, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Homestead Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Homestead Bank
Ainsworth Branch
317 N Main St, Ainsworth, Nebraska, 69210
Full-service branch · Opened January 1, 1883
Albion Branch
407 W State St, Albion, Nebraska, 68620
Full-service branch · Opened June 30, 1988
Chadron Branch
202 Main St, Chadron, Nebraska, 69337
Full-service branch · Opened July 1, 2021
Drive-Thru Schuyler
715 W 16th St, Schuyler, Nebraska, 68661
Limited Service: Drive Thru/Detached Facility · Opened September 11, 1978
Address and directions →Howells Branch
141 S 3rd St, Howells, Nebraska, 68641
Full-service branch · Opened December 14, 1944
Lexington Branch
202 E 7th St, Lexington, Nebraska, 68850
Full-service branch · Opened July 14, 1995
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $530.48M | $408.12M | $344.35M | 1.70% |
| December 31, 2025 | $521.78M | $399.75M | $368.03M | 1.59% |
| September 30, 2025 | $514.47M | $394.83M | $330.83M | 1.52% |
| June 30, 2025 | $512.61M | $396.45M | $338.51M | 1.53% |
| March 31, 2025 | $515.74M | $400.41M | $340.96M | 1.49% |
| December 31, 2024 | $508.52M | $395.32M | $352.08M | 1.30% |
| September 30, 2024 | $502.82M | $390.57M | $322.13M | 1.21% |
| June 30, 2024 | $499.19M | $377.78M | $324.85M | 1.22% |
Size and reach
How this institution compares
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More on Homestead Bank
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Branch locations
10 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Nebraska.
Explore →Cozad banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Homestead Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 11482.
Where is Homestead Bank headquartered?
Homestead Bank is headquartered in Cozad, Nebraska, at 915 Meridian Ave, Cozad, Nebraska, 69130.
How large is Homestead Bank?
It reported $530.48M in assets and $408.12M in deposits for the period ending March 31, 2026.
How many locations does Homestead Bank have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.