Highlands Community Bank
Headquarters: Covington, Virginia
Overview
Highlands Community Bank is an FDIC-insured bank headquartered in Covington, Virginia. It reported $188.92M in assets and $167.28M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Highlands Community Bank
Branch
1501 Main St, Clifton Forge, Virginia, 24422
Full-service branch · Opened October 6, 2004
Hot Springs Branch
9008 Sam Snead Hwy, Hot Springs, Virginia, 24445
Full-service branch · Opened February 1, 2005
Main Office
307 Thacker Ave, Covington, Virginia, 24426
Full-service branch · Opened September 16, 2002
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $188.92M | $167.28M | $81.26M | 0.39% |
| March 31, 2026 | $189.65M | $168.15M | $83.02M | 0.45% |
| December 31, 2025 | $189.75M | $165.18M | $85.97M | 0.28% |
| September 30, 2025 | $189.28M | $168.04M | $88.81M | 0.25% |
| June 30, 2025 | $191.55M | $171.11M | $93.81M | 0.24% |
| March 31, 2025 | $191.76M | $172.21M | $98.01M | 0.21% |
| December 31, 2024 | $195.40M | $177.04M | $100.48M | 0.08% |
| September 30, 2024 | $200.52M | $180.61M | $103.53M | 0.10% |
Size and reach
How this institution compares
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More on Highlands Community Bank
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Branch locations
3 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Virginia.
Explore →Covington banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Highlands Community Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 57420.
Where is Highlands Community Bank headquartered?
Highlands Community Bank is headquartered in Covington, Virginia, at 307 Thacker Ave, Covington, Virginia, 24426.
How large is Highlands Community Bank?
It reported $188.92M in assets and $167.28M in deposits for the period ending June 30, 2026.
How many locations does Highlands Community Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.