Heritage Bank
Headquarters: Spicer, Minnesota
Overview
Heritage Bank is an FDIC-insured bank headquartered in Spicer, Minnesota. It reported $361.06M in assets and $286.26M in deposits for the period ending June 30, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Heritage Bank has branches
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Locations
Find a branch of Heritage Bank
Main Office
110 W South St, Spicer, Minnesota, 56288
Full-service branch · Opened October 8, 1964
Pennock Branch
242 N 1st St, Pennock, Minnesota, 56279
Full-service branch · Opened January 1, 1904
Raymond Branch
202 Cofield St N, Raymond, Minnesota, 56282
Full-service branch · Opened December 7, 1912
Sioux Falls Branch
140 N Phillips Ave, Sioux Falls, South Dakota, 57104
Full-service branch · Opened August 2, 2017
Willmar Branch
310 1st St SW, Willmar, Minnesota, 56201
Full-service branch · Opened March 24, 2003
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $361.06M | $286.26M | $302.44M | -0.02% |
| March 31, 2026 | $360.78M | $306.13M | $299.39M | -0.52% |
| December 31, 2025 | $392.86M | $336.67M | $316.18M | 0.19% |
| September 30, 2025 | $398.40M | $342.34M | $331.96M | 0.18% |
| June 30, 2025 | $415.56M | $357.16M | $347.59M | 0.19% |
| March 31, 2025 | $436.50M | $374.52M | $356.09M | 0.72% |
| December 31, 2024 | $484.45M | $410.04M | $399.86M | 0.09% |
| September 30, 2024 | $503.93M | $410.55M | $411.81M | 0.38% |
Size and reach
How this institution compares
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More on Heritage Bank
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Branch locations
5 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Minnesota.
Explore →Spicer banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Heritage Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 19254.
Where is Heritage Bank headquartered?
Heritage Bank is headquartered in Spicer, Minnesota, at 110 W South St, Spicer, Minnesota, 56288.
How large is Heritage Bank?
It reported $361.06M in assets and $286.26M in deposits for the period ending June 30, 2026.
How many locations does Heritage Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.