Heritage Bank Minnesota
Headquarters: West Concord, Minnesota
Overview
Heritage Bank Minnesota is an FDIC-insured bank headquartered in West Concord, Minnesota. It reported $123.25M in assets and $107.55M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Heritage Bank Minnesota
Dennison Branch
37470 1st Avenue Ct, Dennison, Minnesota, 55018
Full-service branch · Opened November 5, 1998
Main Office
181 Main St, West Concord, Minnesota, 55985
Full-service branch · Opened June 2, 1930
Northfield Branch
1520 Clinton Ln, Northfield, Minnesota, 55057
Full-service branch · Opened December 30, 2019
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $123.25M | $107.55M | $94.78M | 0.76% |
| December 31, 2025 | $117.52M | $104.86M | $95.98M | 0.67% |
| September 30, 2025 | $114.00M | $100.57M | $92.36M | 0.83% |
| June 30, 2025 | $112.10M | $101.99M | $86.97M | 0.74% |
| March 31, 2025 | $104.95M | $94.79M | $82.22M | 0.80% |
| December 31, 2024 | $102.61M | $86.91M | $80.43M | 0.52% |
| September 30, 2024 | $103.30M | $90.18M | $80.14M | 0.76% |
| June 30, 2024 | $101.61M | $84.40M | $79.41M | 0.74% |
Size and reach
How this institution compares
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More on Heritage Bank Minnesota
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Branch locations
3 listed locations.
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Explore →State banking market
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Explore →West Concord banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Heritage Bank Minnesota federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 8865.
Where is Heritage Bank Minnesota headquartered?
Heritage Bank Minnesota is headquartered in West Concord, Minnesota, at 181 Main St, West Concord, Minnesota, 55985.
How large is Heritage Bank Minnesota?
It reported $123.25M in assets and $107.55M in deposits for the period ending March 31, 2026.
How many locations does Heritage Bank Minnesota have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.