Hamlin Bank and Trust Company
Headquarters: Smethport, Pennsylvania
Overview
Hamlin Bank and Trust Company is an FDIC-insured bank headquartered in Smethport, Pennsylvania. It reported $495.68M in assets and $389.03M in deposits for the period ending March 31, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Hamlin Bank and Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Hamlin Bank and Trust Company
Bradford Branch
671 E Main St, Bradford, Pennsylvania, 16701
Full-service branch · Opened July 1, 1996
East Water Street
325 E Water St, Smethport, Pennsylvania, 16749
Limited Service: Drive Thru/Detached Facility · Opened July 11, 1972
Address and directions →Eldred Branch
151 Main St, Eldred, Pennsylvania, 16731
Full-service branch · Opened January 1, 1909
Kane Branch
34 N Fraley St, Kane, Pennsylvania, 16735
Full-service branch · Opened July 1, 1963
Kane Drive-In
2 Birch St, Kane, Pennsylvania, 16735
Limited Service: Drive Thru/Detached Facility · Opened June 19, 1961
Address and directions →Main Office
333 W Main St, Smethport, Pennsylvania, 16749
Full-service branch · Opened December 31, 1863
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $495.68M | $389.03M | $299.32M | 1.08% |
| December 31, 2025 | $481.51M | $373.33M | $300.33M | 1.52% |
| September 30, 2025 | $458.43M | $356.88M | $295.40M | 1.50% |
| June 30, 2025 | $449.84M | $350.63M | $289.22M | 0.99% |
| March 31, 2025 | $441.97M | $346.95M | $289.03M | -0.52% |
| December 31, 2024 | $435.72M | $332.74M | $287.60M | 1.30% |
| September 30, 2024 | $430.90M | $327.64M | $283.40M | 1.24% |
| June 30, 2024 | $419.83M | $322.01M | $277.49M | 0.26% |
Size and reach
How this institution compares
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More on Hamlin Bank and Trust Company
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Branch locations
10 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Pennsylvania.
Explore →Smethport banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Hamlin Bank and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 11113.
Where is Hamlin Bank and Trust Company headquartered?
Hamlin Bank and Trust Company is headquartered in Smethport, Pennsylvania, at 333 W Main St, Smethport, Pennsylvania, 16749.
How large is Hamlin Bank and Trust Company?
It reported $495.68M in assets and $389.03M in deposits for the period ending March 31, 2026.
How many locations does Hamlin Bank and Trust Company have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.