Guaranty Bank and Trust Company
Headquarters: Belzoni, Mississippi
Overview
Guaranty Bank and Trust Company is an FDIC-insured bank headquartered in Belzoni, Mississippi. It reported $3.07B in assets and $2.65B in deposits for the period ending June 30, 2026. Bankular currently lists 42 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Guaranty Bank and Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Guaranty Bank and Trust Company
Amory Branch
105 Main St S, Amory, Mississippi, 38821
Full-service branch · Opened March 22, 2019
Bank of Pontotoc
1882 Highway 15 N, Pontotoc, Mississippi, 38863
Full-service branch · Opened January 18, 2011
Bank of Pontotoc, Lpo, A Subsidiary of Oxford University Bank
25 S Liberty St, Pontotoc, Mississippi, 38863
Loan production office · Opened March 1, 2008
Address and directions →Batesville Branch
470 Highway 6 E, Batesville, Mississippi, 38606
Full-service branch · Opened September 3, 2002
Batesville Highway 6 E
1200 Highway 6 E, Batesville, Mississippi, 38606
Full-service branch · Opened June 15, 2015
Address and directions →Belmont Main
362 2nd St, Belmont, Mississippi, 38827
Full-service branch · Opened May 1, 1969
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $3.07B | $2.65B | $2.17B | 1.11% |
| March 31, 2026 | $3.01B | $2.65B | $2.07B | 0.91% |
| December 31, 2025 | $2.91B | $2.55B | $2.03B | 1.10% |
| September 30, 2025 | $2.97B | $2.43B | $2.02B | 1.10% |
| June 30, 2025 | $2.85B | $2.37B | $1.99B | 1.12% |
| March 31, 2025 | $2.91B | $2.39B | $1.98B | 1.08% |
| December 31, 2024 | $2.87B | $2.31B | $1.99B | 0.88% |
| September 30, 2024 | $2.87B | $2.26B | $1.94B | 0.84% |
Size and reach
How this institution compares
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More on Guaranty Bank and Trust Company
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Branch locations
42 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Mississippi.
Explore →Belzoni banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Guaranty Bank and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15953.
Where is Guaranty Bank and Trust Company headquartered?
Guaranty Bank and Trust Company is headquartered in Belzoni, Mississippi, at 210 N Hayden St, Belzoni, Mississippi, 39038.
How large is Guaranty Bank and Trust Company?
It reported $3.07B in assets and $2.65B in deposits for the period ending June 30, 2026.
How many locations does Guaranty Bank and Trust Company have?
Bankular currently lists 42 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.