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Gate City Bank

Headquarters: Fargo, North Dakota

Financial dataLatest reported figuresThrough June 30, 2026
Assets$4.04B
Branch locations150
FDIC certificate27774

Overview

Gate City Bank is an FDIC-insured bank headquartered in Fargo, North Dakota. It reported $4.04B in assets and $3.61B in deposits for the period ending June 30, 2026. Bankular currently lists 150 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+0.4%$4.04B as of June 30, 2026
Deposits+0.1%$3.61B as of June 30, 2026
Net loans+1.6%$2.98B as of June 30, 2026
Return on assets+0.03 pts0.85% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans0.69%
Return on assets0.85%
Net interest margin3.70%

Branch footprint

Where Gate City Bank has branches

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Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Gate City Bank

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Financial overview

Latest reported figures

Through June 30, 2026

Assets$4.04B
Deposits$3.61B
Total loans$2.98B
Net income (YTD)$17.01M

Size and reach

How this institution compares

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Assets#333of 4,251 institutions
Deposits#311of 4,251 institutions
Branches#167of 4,248 institutions

Explore the institution

More on Gate City Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is Gate City Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 27774.

Where is Gate City Bank headquartered?

Gate City Bank is headquartered in Fargo, North Dakota, at 500 2nd Ave N, Fargo, North Dakota, 58102.

How large is Gate City Bank?

It reported $4.04B in assets and $3.61B in deposits for the period ending June 30, 2026.

How many locations does Gate City Bank have?

Bankular currently lists 150 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 27774
RegulatorOCC
Charter classSB
Financial data throughJune 30, 2026