Frandsen Bank & Trust
Headquarters: Lonsdale, Minnesota
Overview
Frandsen Bank & Trust is an FDIC-insured bank headquartered in Lonsdale, Minnesota. It reported $3.66B in assets and $3.13B in deposits for the period ending June 30, 2026. Bankular currently lists 40 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Frandsen Bank & Trust has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Frandsen Bank & Trust
Ada Branch
410 2nd St W, Ada, Minnesota, 56510
Full-service branch · Opened March 1, 1881
Baxter Branch
7429 Excelsior Rd, Baxter, Minnesota, 56425
Full-service branch · Opened November 6, 2000
Beacon Bank
331 W Superior St, Duluth, Minnesota, 55802
Full-service branch · Opened June 30, 2002
Bird Island Branch
205 Main St S, Bird Island, Minnesota, 55310
Full-service branch · Opened January 1, 1908
Braham Branch
121 Main St S, Braham, Minnesota, 55006
Full-service branch · Opened August 29, 1899
Clinton State Bank
165 Main St, Clinton, Minnesota, 56225
Full-service branch · Opened January 1, 1903
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $3.66B | $3.13B | $2.49B | 1.82% |
| March 31, 2026 | $3.69B | $3.14B | $2.47B | 1.63% |
| December 31, 2025 | $3.70B | $3.15B | $2.49B | 1.48% |
| September 30, 2025 | $3.60B | $3.08B | $2.48B | 1.40% |
| June 30, 2025 | $3.56B | $3.05B | $2.49B | 1.49% |
| March 31, 2025 | $3.59B | $3.07B | $2.45B | 1.46% |
| December 31, 2024 | $3.57B | $3.05B | $2.48B | 1.35% |
| September 30, 2024 | $3.51B | $2.98B | $2.45B | 1.35% |
Size and reach
How this institution compares
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More on Frandsen Bank & Trust
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Branch locations
40 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Lonsdale banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Frandsen Bank & Trust federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1399.
Where is Frandsen Bank & Trust headquartered?
Frandsen Bank & Trust is headquartered in Lonsdale, Minnesota, at 116 Central St W, Lonsdale, Minnesota, 55046.
How large is Frandsen Bank & Trust?
It reported $3.66B in assets and $3.13B in deposits for the period ending June 30, 2026.
How many locations does Frandsen Bank & Trust have?
Bankular currently lists 40 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.