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FNBC Bank

Headquarters: Ash Flat, Arkansas

Financial dataLatest reported figuresThrough June 30, 2026
Assets$843.32M
Branch locations16
Tier 1 capital12.44%

Overview

FNBC Bank is an FDIC-insured bank headquartered in Ash Flat, Arkansas. It reported $843.32M in assets and $704.13M in deposits for the period ending June 30, 2026. Bankular currently lists 16 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-0.1%$843.32M as of June 30, 2026
Deposits+2.0%$704.13M as of June 30, 2026
Net loans+1.0%$602.52M as of June 30, 2026
Return on assets+0.08 pts1.60% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital12.44%
Noncurrent loans0.79%
Return on assets1.60%
Net interest margin4.42%

Branch footprint

Where FNBC Bank has branches

View all 16 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of FNBC Bank

View all 16 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$843.32M
Deposits$704.13M
Total loans$602.52M
Net income (YTD)$6.77M

Size and reach

How this institution compares

View rankings →
Assets#1,215of 4,251 institutions
Deposits#1,223of 4,251 institutions
Branches#485of 4,248 institutions

Explore the institution

More on FNBC Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is FNBC Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 1294.

Where is FNBC Bank headquartered?

FNBC Bank is headquartered in Ash Flat, Arkansas, at 636 Ash Flat Dr, Ash Flat, Arkansas, 72513.

How large is FNBC Bank?

It reported $843.32M in assets and $704.13M in deposits for the period ending June 30, 2026.

How many locations does FNBC Bank have?

Bankular currently lists 16 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 1294
RegulatorFED
Charter classSM
Financial data throughJune 30, 2026