Flora Bank & Trust
Headquarters: Flora, Illinois
Overview
Flora Bank & Trust is an FDIC-insured bank headquartered in Flora, Illinois. It reported $125.99M in assets and $117.22M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Flora Bank & Trust
Main Office
1478 N Worthey St, Flora, Illinois, 62839
Full-service branch · Opened January 19, 1978
North Clay Banking Center
330 Route 45 N, Louisville, Illinois, 62858
Full-service branch · Opened December 18, 2009
Stacy Burk
911 Stacey Burk Dr, Flora, Illinois, 62839
Limited Service: Retail · Opened April 28, 2000
Address and directions →West North Avenue
131 W North Ave, Flora, Illinois, 62839
Limited Service: Retail · Opened April 28, 2000
Address and directions →Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $125.99M | $117.22M | $62.11M | 0.92% |
| March 31, 2026 | $124.81M | $116.46M | $64.11M | 0.84% |
| December 31, 2025 | $119.83M | $111.56M | $62.95M | 0.50% |
| September 30, 2025 | $118.35M | $110.22M | $58.23M | 0.49% |
| June 30, 2025 | $117.63M | $110.62M | $57.90M | 0.43% |
| March 31, 2025 | $115.44M | $108.56M | $58.92M | 0.38% |
| December 31, 2024 | $117.71M | $111.07M | $62.22M | 0.12% |
| September 30, 2024 | $119.22M | $111.82M | $60.18M | 0.06% |
Size and reach
How this institution compares
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More on Flora Bank & Trust
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Branch locations
4 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Flora banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Flora Bank & Trust federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 22598.
Where is Flora Bank & Trust headquartered?
Flora Bank & Trust is headquartered in Flora, Illinois, at 1478 N Worthey St, Flora, Illinois, 62839.
How large is Flora Bank & Trust?
It reported $125.99M in assets and $117.22M in deposits for the period ending June 30, 2026.
How many locations does Flora Bank & Trust have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.