Flatwater Bank
Headquarters: Gothenburg, Nebraska
Overview
Flatwater Bank is an FDIC-insured bank headquartered in Gothenburg, Nebraska. It reported $346.65M in assets and $310.92M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Flatwater Bank
Ansley Branch
624 Main St, Ansley, Nebraska, 68814
Full-service branch · Opened December 17, 2018
Brady Branch
120 N Main St, Brady, Nebraska, 69123
Full-service branch · Opened October 1, 1904
Main Office
900 Lake Ave, Gothenburg, Nebraska, 69138
Full-service branch · Opened May 1, 1902
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $346.65M | $310.92M | $252.90M | 1.05% |
| December 31, 2025 | $341.83M | $294.99M | $257.02M | 1.49% |
| September 30, 2025 | $333.95M | $278.24M | $258.35M | 1.80% |
| June 30, 2025 | $321.13M | $265.17M | $245.17M | 1.82% |
| March 31, 2025 | $299.68M | $270.52M | $224.24M | 1.71% |
| December 31, 2024 | $304.12M | $263.72M | $227.63M | 1.38% |
| September 30, 2024 | $306.61M | $264.01M | $227.01M | 1.75% |
| June 30, 2024 | $294.10M | $264.39M | $213.97M | 1.94% |
Size and reach
How this institution compares
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More on Flatwater Bank
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Branch locations
3 listed locations.
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Explore →State banking market
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Explore →Gothenburg banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Flatwater Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10639.
Where is Flatwater Bank headquartered?
Flatwater Bank is headquartered in Gothenburg, Nebraska, at 900 Lake Ave, Gothenburg, Nebraska, 69138.
How large is Flatwater Bank?
It reported $346.65M in assets and $310.92M in deposits for the period ending March 31, 2026.
How many locations does Flatwater Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.