First State Bank & Trust
Headquarters: Williston, North Dakota
Overview
First State Bank & Trust is an FDIC-insured bank headquartered in Williston, North Dakota. It reported $542.57M in assets and $466.04M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of First State Bank & Trust
Crosby Branch
122 N Main Street, Crosby, North Dakota, 58730
Full-service branch · Opened August 1, 1977
Main Office
22 4th St E, Williston, North Dakota, 58801
Full-service branch · Opened February 1, 1926
North
105 26th St W, Williston, North Dakota, 58801
Limited Service: Drive Thru/Detached Facility · Opened April 24, 1980
Address and directions →Ray Branch
24 RR Avenue, Ray, North Dakota, 58849
Full-service branch · Opened January 1, 1906
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $542.57M | $466.04M | $208.47M | 1.76% |
| March 31, 2026 | $539.70M | $464.44M | $207.03M | 1.58% |
| December 31, 2025 | $535.83M | $461.50M | $209.05M | 1.49% |
| September 30, 2025 | $530.83M | $457.88M | $195.95M | 1.45% |
| June 30, 2025 | $534.95M | $468.47M | $192.24M | 1.34% |
| March 31, 2025 | $551.01M | $487.17M | $184.47M | 1.26% |
| December 31, 2024 | $535.81M | $477.03M | $189.08M | 1.23% |
| September 30, 2024 | $543.67M | $469.99M | $189.69M | 1.17% |
Size and reach
How this institution compares
Explore the institution
More on First State Bank & Trust
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
4 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in North Dakota.
Explore →Williston banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank & Trust federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 14801.
Where is First State Bank & Trust headquartered?
First State Bank & Trust is headquartered in Williston, North Dakota, at 22 4th St E, Williston, North Dakota, 58801.
How large is First State Bank & Trust?
It reported $542.57M in assets and $466.04M in deposits for the period ending June 30, 2026.
How many locations does First State Bank & Trust have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.