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First State Bank of the South, Inc. logo

First State Bank of the South, Inc.

Headquarters: Sulligent, Alabama

Financial dataLatest reported figuresThrough June 30, 2026
Assets$130.72M
Branch locations5
FDIC certificate21050

Overview

First State Bank of the South, Inc. is an FDIC-insured bank headquartered in Sulligent, Alabama. It reported $130.72M in assets and $109.15M in deposits for the period ending June 30, 2026. Bankular currently lists 5 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+1.0%$130.72M as of June 30, 2026
Deposits+0.9%$109.15M as of June 30, 2026
Net loans-6.6%$56.55M as of June 30, 2026
Return on assets-0.04 pts1.05% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans0.24%
Return on assets1.05%
Net interest margin3.98%

Branch footprint

Where First State Bank of the South, Inc. has branches

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Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of First State Bank of the South, Inc.

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Financial overview

Latest reported figures

Through June 30, 2026

Assets$130.72M
Deposits$109.15M
Total loans$56.55M
Net income (YTD)$680,000

Size and reach

How this institution compares

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Assets#3,488of 4,251 institutions
Deposits#3,486of 4,251 institutions
Branches#1,786of 4,248 institutions

Explore the institution

More on First State Bank of the South, Inc.

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Frequently asked questions

Is First State Bank of the South, Inc. federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 21050.

Where is First State Bank of the South, Inc. headquartered?

First State Bank of the South, Inc. is headquartered in Sulligent, Alabama, at 5856 Highway 278, Sulligent, Alabama, 35586.

How large is First State Bank of the South, Inc.?

It reported $130.72M in assets and $109.15M in deposits for the period ending June 30, 2026.

How many locations does First State Bank of the South, Inc. have?

Bankular currently lists 5 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 21050
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026