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First State Bank of Middlebury

Headquarters: Middlebury, Indiana

Financial dataLatest reported figuresThrough June 30, 2026
Assets$836.22M
Branch locations6
Tier 1 capital16.45%

Overview

First State Bank of Middlebury is an FDIC-insured bank headquartered in Middlebury, Indiana. It reported $836.22M in assets and $651.33M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+3.0%$836.22M as of June 30, 2026
Deposits+0.1%$651.33M as of June 30, 2026
Net loans+2.7%$648.00M as of June 30, 2026
Return on assets+0.03 pts1.59% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital16.45%
Noncurrent loans1.55%
Return on assets1.59%
Net interest margin4.25%

Branch footprint

Where First State Bank of Middlebury has branches

View all 6 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of First State Bank of Middlebury

View all 6 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$836.22M
Deposits$651.33M
Total loans$648.00M
Net income (YTD)$6.52M

Size and reach

How this institution compares

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Assets#1,224of 4,251 institutions
Deposits#1,304of 4,251 institutions
Branches#1,514of 4,248 institutions

Explore the institution

More on First State Bank of Middlebury

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is First State Bank of Middlebury federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 8745.

Where is First State Bank of Middlebury headquartered?

First State Bank of Middlebury is headquartered in Middlebury, Indiana, at 111 South Main Street, Middlebury, Indiana, 46540.

How large is First State Bank of Middlebury?

It reported $836.22M in assets and $651.33M in deposits for the period ending June 30, 2026.

How many locations does First State Bank of Middlebury have?

Bankular currently lists 6 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 8745
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026