First State Bank
Headquarters: Lonoke, Arkansas
Overview
First State Bank is an FDIC-insured bank headquartered in Lonoke, Arkansas. It reported $325.54M in assets and $288.05M in deposits for the period ending March 31, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First State Bank
Carlisle Branch
213 North Court, Carlisle, Arkansas, 72024
Full-service branch · Opened August 27, 1997
Gurdon Branch
100 E Main St, Gurdon, Arkansas, 71743
Full-service branch · Opened July 28, 2000
Heber Springs Branch
1450 Southridge Pkwy, Heber Springs, Arkansas, 72543
Full-service branch · Opened June 13, 2007
Joyce Boulevard
2125 E Joyce Blvd, Fayetteville, Arkansas, 72703
Full-service branch · Opened September 10, 2001
Lonoke Branch
110 NW Front St, Lonoke, Arkansas, 72086
Limited Service: Drive Thru/Detached Facility · Opened June 1, 1989
Address and directions →Main Office
101 S Center St, Lonoke, Arkansas, 72086
Full-service branch · Opened March 18, 1935
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $325.54M | $288.05M | $236.25M | 1.07% |
| December 31, 2025 | $328.57M | $292.24M | $239.52M | 1.04% |
| September 30, 2025 | $319.07M | $284.99M | $234.00M | 1.02% |
| June 30, 2025 | $315.23M | $283.49M | $230.63M | 0.97% |
| March 31, 2025 | $306.22M | $275.06M | $227.13M | 0.81% |
| December 31, 2024 | $309.67M | $280.10M | $226.68M | 0.60% |
| September 30, 2024 | $310.34M | $274.57M | $227.32M | 0.50% |
| June 30, 2024 | $287.98M | $259.15M | $213.57M | 0.47% |
Size and reach
How this institution compares
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More on First State Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Arkansas.
Explore →Lonoke banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15050.
Where is First State Bank headquartered?
First State Bank is headquartered in Lonoke, Arkansas, at 101 S Center St, Lonoke, Arkansas, 72086.
How large is First State Bank?
It reported $325.54M in assets and $288.05M in deposits for the period ending March 31, 2026.
How many locations does First State Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.