First State Bank and Trust
Headquarters: Bayport, Minnesota
Overview
First State Bank and Trust is an FDIC-insured bank headquartered in Bayport, Minnesota. It reported $499.01M in assets and $455.45M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of First State Bank and Trust
Boutwell's Landing
5590 Norwich Pkwy, Oak Park Heights, Minnesota, 55082
Mobile or seasonal office · Opened June 18, 2002
Address and directions →Hudson, Wi
680 Annabelle Way, Hudson, Wisconsin, 54016
Full-service branch · Opened October 7, 2021
Main Office
950 Highway 95 N, Bayport, Minnesota, 55003
Full-service branch · Opened January 1, 1914
Oak Park Heights Branch
5891 Neal Ave N, Oak Park Heights, Minnesota, 55082
Full-service branch · Opened May 14, 1998
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $499.01M | $455.45M | $325.94M | 1.77% |
| March 31, 2026 | $471.00M | $429.33M | $306.79M | 1.61% |
| December 31, 2025 | $473.21M | $430.37M | $298.55M | 1.71% |
| September 30, 2025 | $425.90M | $384.58M | $302.59M | 1.70% |
| June 30, 2025 | $416.61M | $363.19M | $310.87M | 1.62% |
| March 31, 2025 | $410.94M | $372.70M | $298.24M | 1.55% |
| December 31, 2024 | $423.94M | $387.30M | $283.27M | 1.39% |
| September 30, 2024 | $401.01M | $364.65M | $278.34M | 1.30% |
Size and reach
How this institution compares
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More on First State Bank and Trust
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Branch locations
4 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Minnesota.
Explore →Bayport banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank and Trust federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10159.
Where is First State Bank and Trust headquartered?
First State Bank and Trust is headquartered in Bayport, Minnesota, at 950 Highway 95 N, Bayport, Minnesota, 55003.
How large is First State Bank and Trust?
It reported $499.01M in assets and $455.45M in deposits for the period ending June 30, 2026.
How many locations does First State Bank and Trust have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.