First Southern Bank
Headquarters: Columbia, Mississippi
Overview
First Southern Bank is an FDIC-insured bank headquartered in Columbia, Mississippi. It reported $309.02M in assets and $264.19M in deposits for the period ending March 31, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First Southern Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First Southern Bank
Main Office
1075 Highway 98 Byp, Columbia, Mississippi, 39429
Full-service branch · Opened March 28, 1960
Oak Grove
3000 Highway 589, Hattiesburg, Mississippi, 39402
Full-service branch · Opened November 1, 2007
Petal Branch
1048 Highway 42, Petal, Mississippi, 39465
Full-service branch · Opened November 7, 2005
Picayune Branch
1321 Highway 43 N, Picayune, Mississippi, 39466
Full-service branch · Opened October 15, 2000
Richton Branch
502 N Front St, Richton, Mississippi, 39476
Full-service branch · Opened June 9, 2005
Second Street
340 Second St, Columbia, Mississippi, 39429
Full-service branch · Opened April 20, 2001
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $309.02M | $264.19M | $151.06M | 1.90% |
| December 31, 2025 | $294.78M | $249.82M | $154.32M | 1.83% |
| September 30, 2025 | $284.77M | $240.53M | $150.01M | 1.83% |
| June 30, 2025 | $330.92M | $302.03M | $146.85M | 1.68% |
| March 31, 2025 | $278.38M | $250.84M | $145.24M | 1.71% |
| December 31, 2024 | $269.86M | $243.51M | $147.68M | 1.79% |
| September 30, 2024 | $255.26M | $227.89M | $144.90M | 1.72% |
| June 30, 2024 | $257.55M | $232.66M | $146.06M | 1.62% |
Size and reach
How this institution compares
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More on First Southern Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Mississippi.
Explore →Columbia banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First Southern Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 31158.
Where is First Southern Bank headquartered?
First Southern Bank is headquartered in Columbia, Mississippi, at 1075 Highway 98 Byp, Columbia, Mississippi, 39429.
How large is First Southern Bank?
It reported $309.02M in assets and $264.19M in deposits for the period ending March 31, 2026.
How many locations does First Southern Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.