First Option Bank
Headquarters: Osawatomie, Kansas
Overview
First Option Bank is an FDIC-insured bank headquartered in Osawatomie, Kansas. It reported $817.58M in assets and $722.09M in deposits for the period ending June 30, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First Option Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First Option Bank
1St Bank of Troy
212 S Main St, Troy, Kansas, 66087
Full-service branch · Opened February 4, 1870
Elwood Branch
209 Roseport Roadelwood, Elwood, Kansas, 66024
Full-service branch · Opened January 13, 1996
Horton Branch
1505 Central Ave, Horton, Kansas, 66439
Full-service branch · Opened June 18, 1990
Lacygne Branch
506 E Market St, Lacygne, Kansas, 66040
Full-service branch · Opened May 8, 2000
Louisburg Branch
103 Broadway, Louisburg, Kansas, 66053
Full-service branch · Opened August 8, 2000
Main Office
601 Main St, Osawatomie, Kansas, 66064
Full-service branch · Opened September 6, 1923
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $817.58M | $722.09M | $482.41M | 1.44% |
| March 31, 2026 | $786.35M | $681.94M | $479.11M | 1.51% |
| December 31, 2025 | $815.95M | $735.37M | $462.20M | 1.11% |
| September 30, 2025 | $737.96M | $647.17M | $452.68M | 1.12% |
| June 30, 2025 | $741.42M | $669.42M | $447.44M | 1.08% |
| March 31, 2025 | $715.82M | $650.91M | $437.80M | 1.11% |
| December 31, 2024 | $753.84M | $671.22M | $435.25M | 0.86% |
| September 30, 2024 | $709.34M | $597.71M | $436.59M | 0.86% |
Size and reach
How this institution compares
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More on First Option Bank
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Branch locations
10 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Osawatomie banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First Option Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 4746.
Where is First Option Bank headquartered?
First Option Bank is headquartered in Osawatomie, Kansas, at 601 Main St, Osawatomie, Kansas, 66064.
How large is First Option Bank?
It reported $817.58M in assets and $722.09M in deposits for the period ending June 30, 2026.
How many locations does First Option Bank have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.