Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
FDIC-insured bank Active
First National Bank & Trust Company logo

First National Bank & Trust Company

Headquarters: Clinton, Illinois

Financial dataLatest reported figuresThrough June 30, 2026
Assets$388.11M
Branch locations4
Tier 1 capital12.10%

Overview

First National Bank & Trust Company is an FDIC-insured bank headquartered in Clinton, Illinois. It reported $388.11M in assets and $364.93M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+1.1%$388.11M as of June 30, 2026
Deposits+0.1%$364.93M as of June 30, 2026
Net loans+6.9%$155.86M as of June 30, 2026
Return on assets-0.59 pts0.49% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital12.10%
Noncurrent loans0.88%
Return on assets0.49%
Net interest margin2.54%

Locations

Find a branch of First National Bank & Trust Company

4 locations listed

Financial overview

Latest reported figures

Through June 30, 2026

Assets$388.11M
Deposits$364.93M
Total loans$155.86M
Net income (YTD)$952,000

Size and reach

How this institution compares

View rankings →
Assets#2,127of 4,251 institutions
Deposits#1,989of 4,251 institutions
Branches#2,102of 4,248 institutions

Explore the institution

More on First National Bank & Trust Company

Report incorrect information →

Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is First National Bank & Trust Company federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 3639.

Where is First National Bank & Trust Company headquartered?

First National Bank & Trust Company is headquartered in Clinton, Illinois, at 2 Kelli Ct, Clinton, Illinois, 61727.

How large is First National Bank & Trust Company?

It reported $388.11M in assets and $364.93M in deposits for the period ending June 30, 2026.

How many locations does First National Bank & Trust Company have?

Bankular currently lists 4 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 3639
RegulatorOCC
Charter classN
Financial data throughJune 30, 2026