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First National Bank

Headquarters: Oldham, South Dakota

Financial dataLatest reported figuresThrough June 30, 2026
Assets$477.82M
Branch locations12
Tier 1 capital20.47%

Overview

First National Bank is an FDIC-insured bank headquartered in Oldham, South Dakota. It reported $477.82M in assets and $380.14M in deposits for the period ending June 30, 2026. Bankular currently lists 12 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-1.3%$477.82M as of June 30, 2026
Deposits-2.1%$380.14M as of June 30, 2026
Net loans+1.6%$344.31M as of June 30, 2026
Return on assets-0.08 pts2.18% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital20.47%
Noncurrent loans2.01%
Return on assets2.18%
Net interest margin8.18%

Branch footprint

Where First National Bank has branches

View all 12 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of First National Bank

View all 12 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$477.82M
Deposits$380.14M
Total loans$344.31M
Net income (YTD)$5.17M

Size and reach

How this institution compares

View rankings →
Assets#1,863of 4,251 institutions
Deposits#1,927of 4,251 institutions
Branches#731of 4,248 institutions

Explore the institution

More on First National Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is First National Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 25894.

Where is First National Bank headquartered?

First National Bank is headquartered in Oldham, South Dakota, at 141 E Main St, Oldham, South Dakota, 57051.

How large is First National Bank?

It reported $477.82M in assets and $380.14M in deposits for the period ending June 30, 2026.

How many locations does First National Bank have?

Bankular currently lists 12 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 25894
RegulatorOCC
Charter classN
Financial data throughJune 30, 2026