First National Bank of Waterloo
Headquarters: Waterloo, Illinois
Overview
First National Bank of Waterloo is an FDIC-insured bank headquartered in Waterloo, Illinois. It reported $929.32M in assets and $779.64M in deposits for the period ending June 30, 2026. Bankular currently lists 16 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First National Bank of Waterloo has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First National Bank of Waterloo
Collinsville Branch
100 E Clay St, Collinsville, Illinois, 62234
Full-service branch · Opened June 29, 2020
Columbia Branch
1421 N Main St, Columbia, Illinois, 62236
Full-service branch · Opened December 16, 1998
Dupo Banking Center
107 N 2nd St, Dupo, Illinois, 62239
Full-service branch · Opened February 22, 2018
Effingham Branch
210 E Fayette Ave, Effingham, Illinois, 62401
Full-service branch · Opened April 16, 2001
Main Office
228 S Main St, Waterloo, Illinois, 62298
Full-service branch · Opened June 12, 1912
Marissa Branch
720 E Lyons St, Marissa, Illinois, 62257
Full-service branch · Opened September 7, 2004
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $929.32M | $779.64M | $539.92M | 0.96% |
| March 31, 2026 | $948.81M | $788.73M | $529.61M | 0.89% |
| December 31, 2025 | $929.77M | $764.50M | $534.82M | 0.59% |
| September 30, 2025 | $925.71M | $764.92M | $535.34M | 0.62% |
| June 30, 2025 | $926.98M | $774.30M | $523.31M | 0.60% |
| March 31, 2025 | $930.11M | $765.25M | $526.45M | 0.54% |
| December 31, 2024 | $931.03M | $775.20M | $515.43M | 0.43% |
| September 30, 2024 | $922.78M | $770.91M | $529.21M | 0.36% |
Size and reach
How this institution compares
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More on First National Bank of Waterloo
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Branch locations
16 listed locations.
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Explore →State banking market
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Explore →Waterloo banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First National Bank of Waterloo federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 3842.
Where is First National Bank of Waterloo headquartered?
First National Bank of Waterloo is headquartered in Waterloo, Illinois, at 228 S Main St, Waterloo, Illinois, 62298.
How large is First National Bank of Waterloo?
It reported $929.32M in assets and $779.64M in deposits for the period ending June 30, 2026.
How many locations does First National Bank of Waterloo have?
Bankular currently lists 16 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.