First National Bank of Scotia
Headquarters: Scotia, New York
Overview
First National Bank of Scotia is an FDIC-insured bank headquartered in Scotia, New York. It reported $706.45M in assets and $620.66M in deposits for the period ending March 31, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First National Bank of Scotia has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First National Bank of Scotia
Clifton Park Office
1643 Route 9, Clifton Park, New York, 12065
Full-service branch · Opened December 27, 1999
Colonie Branch
1705 Central Ave, Colonie, New York, 12205
Full-service branch · Opened May 14, 1960
Ge Global Research Center
1 Research Circle, Commons 2a7, Schenectady, New York, 12309
Full-service branch · Opened April 15, 1987
Glenville Branch
240 Saratoga Rd, Glenville, New York, 12302
Full-service branch · Opened October 15, 1966
Guilderland-Westmere
8 Karner Road, Guilderland, New York, 12084
Full-service branch · Opened December 20, 1965
Main Office
201 Mohawk Ave, Scotia, New York, 12302
Full-service branch · Opened January 1, 1923
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $706.45M | $620.66M | $507.13M | 0.74% |
| December 31, 2025 | $698.52M | $613.92M | $510.42M | 0.72% |
| September 30, 2025 | $722.40M | $634.76M | $509.25M | 0.77% |
| June 30, 2025 | $701.06M | $611.72M | $505.43M | 0.76% |
| March 31, 2025 | $690.47M | $607.40M | $499.44M | 0.64% |
| December 31, 2024 | $675.93M | $594.79M | $494.64M | 0.77% |
| September 30, 2024 | $680.78M | $607.57M | $488.62M | 0.77% |
| June 30, 2024 | $664.57M | $600.54M | $488.72M | 0.74% |
Size and reach
How this institution compares
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More on First National Bank of Scotia
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Branch locations
10 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Scotia banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First National Bank of Scotia federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 11501.
Where is First National Bank of Scotia headquartered?
First National Bank of Scotia is headquartered in Scotia, New York, at 201 Mohawk Ave, Scotia, New York, 12302.
How large is First National Bank of Scotia?
It reported $706.45M in assets and $620.66M in deposits for the period ending March 31, 2026.
How many locations does First National Bank of Scotia have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.