First Metro Bank
Headquarters: Muscle Shoals, Alabama
Overview
First Metro Bank is an FDIC-insured bank headquartered in Muscle Shoals, Alabama. It reported $1.01B in assets and $893.70M in deposits for the period ending June 30, 2026. Bankular currently lists 11 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First Metro Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First Metro Bank
Athens Branch
309 W Washington St, Athens, Alabama, 35611
Full-service branch · Opened December 11, 2017
Avalon
2402 Avalon Ave, Muscle Shoals, Alabama, 35661
Full-service branch · Opened December 30, 2019
Cloverdale Road
3121 Cloverdale Rd, Florence, Alabama, 35633
Full-service branch · Opened May 3, 2005
Florence Branch
2708 Hough Rd, Florence, Alabama, 35630
Full-service branch · Opened September 15, 1997
Gateway Boulevard
22026 Gateway Boulevard, Athens, Alabama, 35613
Full-service branch · Opened February 20, 2023
Highway 43
7400 Highway 43, Florence, Alabama, 35634
Full-service branch · Opened June 3, 2005
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.01B | $893.70M | $593.79M | 1.62% |
| March 31, 2026 | $1.01B | $895.00M | $585.23M | 1.57% |
| December 31, 2025 | $1.01B | $893.39M | $580.98M | 1.71% |
| September 30, 2025 | $996.00M | $883.52M | $574.90M | 1.69% |
| June 30, 2025 | $998.33M | $893.92M | $556.49M | 1.65% |
| March 31, 2025 | $997.57M | $897.58M | $560.14M | 1.55% |
| December 31, 2024 | $981.88M | $888.56M | $563.22M | 1.60% |
| September 30, 2024 | $983.91M | $884.69M | $568.95M | 1.63% |
Size and reach
How this institution compares
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More on First Metro Bank
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Branch locations
11 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Alabama.
Explore →Muscle Shoals banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First Metro Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 27381.
Where is First Metro Bank headquartered?
First Metro Bank is headquartered in Muscle Shoals, Alabama, at 406 Avalon Ave, Muscle Shoals, Alabama, 35661.
How large is First Metro Bank?
It reported $1.01B in assets and $893.70M in deposits for the period ending June 30, 2026.
How many locations does First Metro Bank have?
Bankular currently lists 11 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.