First Community Bank
Headquarters: Harbor Springs, Michigan
Overview
First Community Bank is an FDIC-insured bank headquartered in Harbor Springs, Michigan. It reported $414.03M in assets and $355.96M in deposits for the period ending March 31, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First Community Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First Community Bank
Birmingham Branch
379 S Old Woodward Ave, Birmingham, Michigan, 48009
Full-service branch · Opened February 17, 2020
Cheboygan Main Office
201 N Main St, Cheboygan, Michigan, 49721
Full-service branch · Opened June 30, 2001
Grand Rapids Cascade
4455 Cascade Rd SE, Grand Rapids, Michigan, 49546
Full-service branch · Opened August 21, 2020
Harbor Springs Airport
8201 Harbor-Petoskey Rd, Harbor Springs, Michigan, 49740
Limited Service: Drive Thru/Detached Facility · Opened October 27, 1976
Address and directions →Harbor Springs Lake St
115 E Lake St, Harbor Springs, Michigan, 49740
Limited Service: Drive Thru/Detached Facility · Opened June 22, 1981
Address and directions →Main Office
200 E Main St, Harbor Springs, Michigan, 49740
Full-service branch · Opened November 1, 1905
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $414.03M | $355.96M | $337.32M | 1.89% |
| December 31, 2025 | $403.40M | $352.57M | $325.47M | 1.86% |
| September 30, 2025 | $417.71M | $371.88M | $322.18M | 1.76% |
| June 30, 2025 | $404.74M | $348.46M | $321.96M | 1.66% |
| March 31, 2025 | $395.97M | $338.87M | $314.77M | 1.65% |
| December 31, 2024 | $391.19M | $333.36M | $310.14M | 1.77% |
| September 30, 2024 | $396.59M | $352.24M | $310.59M | 1.69% |
| June 30, 2024 | $402.63M | $343.58M | $312.47M | 1.52% |
Size and reach
How this institution compares
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More on First Community Bank
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Branch locations
10 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Michigan.
Explore →Harbor Springs banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First Community Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 13179.
Where is First Community Bank headquartered?
First Community Bank is headquartered in Harbor Springs, Michigan, at 200 E Main St, Harbor Springs, Michigan, 49740.
How large is First Community Bank?
It reported $414.03M in assets and $355.96M in deposits for the period ending March 31, 2026.
How many locations does First Community Bank have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.