First Choice Bank
Headquarters: Pontotoc, Mississippi
Overview
First Choice Bank is an FDIC-insured bank headquartered in Pontotoc, Mississippi. It reported $558.74M in assets and $509.87M in deposits for the period ending March 31, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First Choice Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First Choice Bank
Ecru Branch
7670 Highway 15 N, Ecru, Mississippi, 38841
Full-service branch · Opened October 13, 2011
Houlka Branch
301 West Front Street, Houlka, Mississippi, 38850
Full-service branch · Opened December 27, 2021
Main Office
19 S Main St, Pontotoc, Mississippi, 38863
Full-service branch · Opened January 1, 1900
Southaven Branch
3212 Goodman Rd E, Southaven, Mississippi, 38672
Full-service branch · Opened October 1, 2025
Address and directions →Tupelo Branch
3850 N Gloster St, Tupelo, Mississippi, 38804
Full-service branch · Opened February 7, 2022
West Pontotoc
Highway 15 North, Pontotoc, Mississippi, 38863
Full-service branch · Opened December 30, 1968
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $558.74M | $509.87M | $368.74M | -0.24% |
| December 31, 2025 | $515.75M | $465.39M | $354.34M | 0.85% |
| September 30, 2025 | $498.97M | $447.72M | $345.60M | 0.87% |
| June 30, 2025 | $499.95M | $451.87M | $337.42M | 0.87% |
| March 31, 2025 | $512.87M | $466.90M | $323.79M | 0.74% |
| December 31, 2024 | $483.85M | $439.61M | $307.94M | 0.69% |
| September 30, 2024 | $485.91M | $437.28M | $293.14M | 0.68% |
| June 30, 2024 | $490.16M | $445.92M | $277.17M | 0.67% |
Size and reach
How this institution compares
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More on First Choice Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Mississippi.
Explore →Pontotoc banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First Choice Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 5006.
Where is First Choice Bank headquartered?
First Choice Bank is headquartered in Pontotoc, Mississippi, at 19 S Main St, Pontotoc, Mississippi, 38863.
How large is First Choice Bank?
It reported $558.74M in assets and $509.87M in deposits for the period ending March 31, 2026.
How many locations does First Choice Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.