First Bank, Upper Michigan
Headquarters: Gladstone, Michigan
Overview
First Bank, Upper Michigan is an FDIC-insured bank headquartered in Gladstone, Michigan. It reported $632.09M in assets and $532.14M in deposits for the period ending March 31, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First Bank, Upper Michigan has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First Bank, Upper Michigan
Bark River Branch
1269 US 2 And 41, Bark River, Michigan, 49807
Full-service branch · Opened February 14, 1967
Escanaba Branch
2800 Ludington St, Escanaba, Michigan, 49829
Full-service branch · Opened May 1, 1989
Escanaba Branch
1921 3rd Ave N, Escanaba, Michigan, 49829
Full-service branch · Opened January 8, 1986
Garden Branch
6322 State St, Garden, Michigan, 49835
Full-service branch · Opened November 21, 1974
Iron Mountain Branch
500 S Stephenson Ave, Iron Mountain, Michigan, 49801
Full-service branch · Opened December 23, 2004
Kingsford Branch
600 S Carpenter Ave, Kingsford, Michigan, 49802
Full-service branch · Opened December 15, 1976
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $632.09M | $532.14M | $440.66M | 1.95% |
| December 31, 2025 | $632.87M | $524.45M | $440.82M | 1.89% |
| September 30, 2025 | $642.85M | $538.44M | $438.04M | 1.81% |
| June 30, 2025 | $619.09M | $517.78M | $433.47M | 1.73% |
| March 31, 2025 | $614.30M | $514.74M | $423.27M | 1.67% |
| December 31, 2024 | $617.70M | $516.29M | $420.20M | 1.53% |
| September 30, 2024 | $619.78M | $518.35M | $425.55M | 1.44% |
| June 30, 2024 | $603.57M | $501.66M | $422.42M | 1.27% |
Size and reach
How this institution compares
Explore the institution
More on First Bank, Upper Michigan
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
9 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Michigan.
Explore →Gladstone banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First Bank, Upper Michigan federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 14276.
Where is First Bank, Upper Michigan headquartered?
First Bank, Upper Michigan is headquartered in Gladstone, Michigan, at 1400 Delta Ave, Gladstone, Michigan, 49837.
How large is First Bank, Upper Michigan?
It reported $632.09M in assets and $532.14M in deposits for the period ending March 31, 2026.
How many locations does First Bank, Upper Michigan have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.