Farmers State Bank
Headquarters: Waterloo, Iowa
Overview
Farmers State Bank is an FDIC-insured bank headquartered in Waterloo, Iowa. It reported $1.58B in assets and $1.26B in deposits for the period ending March 31, 2026. Bankular currently lists 8 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Farmers State Bank has branches
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Locations
Find a branch of Farmers State Bank
Bank
224 W 6th St, Waterloo, Iowa, 50701
Full-service branch · Opened March 1, 2011
Bank, Gilbertville
1306 5th St, Gilbertville, Iowa, 50634
Full-service branch · Opened December 3, 2010
Downtown Cedar Falls
515 Main St, Cedar Falls, Iowa, 50613
Full-service branch · Opened March 25, 2013
Dunkerton Branch
905 Jon Rd, Dunkerton, Iowa, 50626
Full-service branch · Opened January 1, 1999
Address and directions →Jesup Branch
1310 6th St, Jesup, Iowa, 50648
Full-service branch · Opened June 21, 1976
Main Office
131 Tower Park Dr, Waterloo, Iowa, 50701
Full-service branch · Opened June 25, 1903
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $1.58B | $1.26B | $1.28B | 1.33% |
| December 31, 2025 | $1.63B | $1.24B | $1.30B | 1.05% |
| September 30, 2025 | $1.57B | $1.25B | $1.28B | 0.94% |
| June 30, 2025 | $1.63B | $1.29B | $1.29B | 0.85% |
| March 31, 2025 | $1.62B | $1.25B | $1.30B | 0.70% |
| December 31, 2024 | $1.64B | $1.15B | $1.31B | 0.40% |
| September 30, 2024 | $1.62B | $1.21B | $1.30B | 0.28% |
| June 30, 2024 | $1.60B | $1.20B | $1.29B | 0.24% |
Size and reach
How this institution compares
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More on Farmers State Bank
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Branch locations
8 listed locations.
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Explore →State banking market
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Explore →Waterloo banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 12855.
Where is Farmers State Bank headquartered?
Farmers State Bank is headquartered in Waterloo, Iowa, at 131 Tower Park Dr, Waterloo, Iowa, 50701.
How large is Farmers State Bank?
It reported $1.58B in assets and $1.26B in deposits for the period ending March 31, 2026.
How many locations does Farmers State Bank have?
Bankular currently lists 8 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.