Farmers State Bank
Headquarters: Northwood, Iowa
Overview
Farmers State Bank is an FDIC-insured bank headquartered in Northwood, Iowa. It reported $221.41M in assets and $188.97M in deposits for the period ending March 31, 2026. Bankular currently lists 8 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Farmers State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Farmers State Bank
Clear Lake Branch
210 1st Ave N, Clear Lake, Iowa, 50428
Full-service branch · Opened September 1, 1936
Grafton Branch
302 4th Ave, Grafton, Iowa, 50440
Full-service branch · Opened March 20, 1996
Joice Branch
202 Main St, Joice, Iowa, 50446
Full-service branch · Opened June 1, 1900
Main Office
99 7th St N, Northwood, Iowa, 50459
Full-service branch · Opened November 15, 1921
Mason City Office
517 S Federal Ave, Mason City, Iowa, 50401
Full-service branch · Opened December 1, 2003
Mason City West
2501 4th St SW, Mason City, Iowa, 50401
Full-service branch · Opened February 16, 2010
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $221.41M | $188.97M | $159.99M | 0.89% |
| December 31, 2025 | $220.68M | $182.53M | $157.68M | 0.55% |
| September 30, 2025 | $222.49M | $172.25M | $154.87M | 0.60% |
| June 30, 2025 | $221.28M | $178.20M | $155.02M | 0.49% |
| March 31, 2025 | $224.16M | $177.10M | $157.43M | 1.08% |
| December 31, 2024 | $218.88M | $176.93M | $153.02M | 0.26% |
| September 30, 2024 | $217.71M | $171.58M | $150.45M | 0.17% |
| June 30, 2024 | $215.87M | $182.75M | $145.38M | 0.04% |
Size and reach
How this institution compares
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More on Farmers State Bank
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Branch locations
8 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Iowa.
Explore →Northwood banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 5797.
Where is Farmers State Bank headquartered?
Farmers State Bank is headquartered in Northwood, Iowa, at 99 7th St N, Northwood, Iowa, 50459.
How large is Farmers State Bank?
It reported $221.41M in assets and $188.97M in deposits for the period ending March 31, 2026.
How many locations does Farmers State Bank have?
Bankular currently lists 8 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.