Farmers & Merchants State Bank
Headquarters: Waterloo, Wisconsin
Overview
Farmers & Merchants State Bank is an FDIC-insured bank headquartered in Waterloo, Wisconsin. It reported $245.59M in assets and $183.04M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Farmers & Merchants State Bank
Lake Mills Branch
550 W Tyranena Park Rd, Lake Mills, Wisconsin, 53551
Full-service branch · Opened February 9, 2024
Main Office
210 W Madison St, Waterloo, Wisconsin, 53594
Full-service branch · Opened January 1, 1897
Marshall Branch
218 W Main St, Marshall, Wisconsin, 53559
Full-service branch · Opened February 8, 1937
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $245.59M | $183.04M | $211.84M | 0.92% |
| March 31, 2026 | $245.57M | $183.75M | $205.41M | 0.81% |
| December 31, 2025 | $240.84M | $179.70M | $204.92M | 0.84% |
| September 30, 2025 | $239.29M | $177.64M | $202.84M | 0.67% |
| June 30, 2025 | $237.38M | $176.36M | $201.34M | 0.62% |
| March 31, 2025 | $240.23M | $178.95M | $197.37M | 0.56% |
| December 31, 2024 | $240.28M | $176.45M | $197.89M | 0.64% |
| September 30, 2024 | $240.45M | $176.19M | $194.87M | 0.59% |
Size and reach
How this institution compares
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Branch locations
3 listed locations.
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Explore →State banking market
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Explore →Waterloo banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers & Merchants State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 13242.
Where is Farmers & Merchants State Bank headquartered?
Farmers & Merchants State Bank is headquartered in Waterloo, Wisconsin, at 210 W Madison St, Waterloo, Wisconsin, 53594.
How large is Farmers & Merchants State Bank?
It reported $245.59M in assets and $183.04M in deposits for the period ending June 30, 2026.
How many locations does Farmers & Merchants State Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.