Farmers & Merchants Bank of Central California
Headquarters: Lodi, California
Overview
Farmers & Merchants Bank of Central California is an FDIC-insured bank headquartered in Lodi, California. It reported $5.83B in assets and $5.10B in deposits for the period ending June 30, 2026. Bankular currently lists 34 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Farmers & Merchants Bank of Central California has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Farmers & Merchants Bank of Central California
Capitol
1303 J St, Sacramento, California, 95814
Full-service branch · Opened February 13, 2006
Concord Branch
785 Oak Grove Rd, Concord, California, 94518
Full-service branch · Opened April 22, 2015
Danville Branch
345 Railroad Avenue, Danville, California, 94526
Full-service branch · Opened October 28, 2024
Denair Messenger Service
3700 Greer Road, Turlock, California, 95380
Limited Service: Messenger · Opened July 28, 1993
Address and directions →Elk Grove Branch
8799 Elk Grove Blvd, Elk Grove, California, 95624
Full-service branch · Opened December 8, 1988
Galt Branch
1200 C St, Galt, California, 95632
Full-service branch · Opened July 1, 1948
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $5.83B | $5.10B | $3.63B | 1.74% |
| March 31, 2026 | $5.84B | $5.12B | $3.54B | 1.71% |
| December 31, 2025 | $5.69B | $4.99B | $3.57B | 1.73% |
| September 30, 2025 | $5.63B | $4.91B | $3.53B | 1.72% |
| June 30, 2025 | $5.48B | $4.76B | $3.55B | 1.72% |
| March 31, 2025 | $5.68B | $4.98B | $3.51B | 1.71% |
| December 31, 2024 | $5.38B | $4.71B | $3.60B | 1.68% |
| September 30, 2024 | $5.42B | $4.71B | $3.63B | 1.68% |
Size and reach
How this institution compares
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More on Farmers & Merchants Bank of Central California
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Branch locations
34 listed locations.
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Explore →State banking market
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Explore →Lodi banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers & Merchants Bank of Central California federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1331.
Where is Farmers & Merchants Bank of Central California headquartered?
Farmers & Merchants Bank of Central California is headquartered in Lodi, California, at 121 W Pine St, Lodi, California, 95240.
How large is Farmers & Merchants Bank of Central California?
It reported $5.83B in assets and $5.10B in deposits for the period ending June 30, 2026.
How many locations does Farmers & Merchants Bank of Central California have?
Bankular currently lists 34 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.