Farmers and Merchants Bank
Headquarters: Lafayette, Alabama
Overview
Farmers and Merchants Bank is an FDIC-insured bank headquartered in Lafayette, Alabama. It reported $305.63M in assets and $276.55M in deposits for the period ending March 30, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 30, 2025 to March 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Farmers and Merchants Bank
Cusseta Roads
2838 S Phillips Rd, Lanett, Alabama, 36863
Full-service branch · Opened June 30, 1992
Dadeville Branch
216 S Broadnax St, Dadeville, Alabama, 36853
Full-service branch · Opened April 13, 2014
Main Office
2 1st St NE, Lafayette, Alabama, 36862
Full-service branch · Opened January 29, 1934
Financial overview
Latest reported figures
Through March 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 30, 2026 | $305.63M | $276.55M | $125.20M | 1.07% |
| December 30, 2025 | $304.56M | $275.57M | $120.61M | 1.03% |
| September 29, 2025 | $297.22M | $268.60M | $123.35M | 1.02% |
| June 29, 2025 | $289.52M | $263.82M | $121.03M | 1.01% |
| March 30, 2025 | $283.74M | $258.93M | $115.13M | 0.92% |
| December 30, 2024 | $286.09M | $263.46M | $115.60M | 0.85% |
| September 29, 2024 | $276.01M | $248.85M | $115.57M | 0.82% |
| June 29, 2024 | $271.69M | $248.79M | $110.45M | 0.81% |
Size and reach
How this institution compares
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More on Farmers and Merchants Bank
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Branch locations
3 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Alabama.
Explore →Lafayette banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers and Merchants Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 13887.
Where is Farmers and Merchants Bank headquartered?
Farmers and Merchants Bank is headquartered in Lafayette, Alabama, at 2 1st St Ne, Lafayette, Alabama, 36862.
How large is Farmers and Merchants Bank?
It reported $305.63M in assets and $276.55M in deposits for the period ending March 30, 2026.
How many locations does Farmers and Merchants Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.